From the best restaurants to lending advice...our blog has it all.

Patrick & Megan Lyons

Texas Lender Blog
Ultimate Foode Guide To Houston
Houston, Texas is a city that is well-known for its diverse culinary scene. Whether you’re a foodie or simply looking to try something new, Houston has something for everyone. From fine dining to casual eats, this guide will take you on a culinary tour of the best spots in Houston. In this article, we will explore 15 of the best restaurants in Houston, each with a unique flair, that every foodie must try. 5839 Westheimer Rd, Houston, Texas View Pappas Bros. Steakhouse Pappas Bros. Steakhouse is a Houston institution that has been serving up some of the best steaks in town since 1976. This fine-dining establishment offers a luxurious atmosphere, impeccable service, and an extensive wine list. The menu features classic steakhouse dishes such as...
Refinance and save
If you are a homeowner, refinancing your mortgage can be a great way to save money. Refinancing means that you replace your current mortgage with a new one, ideally with a lower interest rate. In this article, we will discuss the steps you can take to refinance your mortgage and save money. Understand the Refinancing Process Before you decide to refinance your mortgage, it’s essential to understand the process. Refinancing your mortgage is similar to obtaining your initial mortgage. You will need to complete an application, provide financial documentation, and have your home appraised. Refinancing your mortgage can take several weeks, and you will need to pay closing costs and fees. Evaluate Your Current Mortgage Before you begin the refinancing process, it’s crucial to evaluate...
15 vs 30 Year Mortgage Houston Texas
Mortgages are one of the most significant financial commitments many people will make in their lives. When it comes to choosing a mortgage, one of the most important decisions is whether to opt for a 15-year or a 30-year mortgage. Each type of mortgage has its own benefits and drawbacks, and it’s essential to understand these before deciding which one to go for. In this article, we will compare and contrast the 15-year vs. 30-year mortgage to help you make an informed decision that best suits your financial situation and goals. Loan Term The most significant difference between a 15-year and a 30-year mortgage is the length of the loan term. A 15-year mortgage has a loan term of 15 years, while a 30-year mortgage...
Invest in Houston Real Estate
If you’re looking for a promising real estate market to invest in, you might want to consider Houston. In recent years, Houston’s real estate market has been growing steadily, and for good reasons. Houston boasts a thriving economy, a diverse population, and a wide range of investment opportunities. In this article, we’ll explore why Houston is a great place to invest in real estate and what makes it stand out from other cities. Houston’s economy One of the primary reasons why Houston is a great place to invest in real estate is its robust economy. Houston is home to many large companies in various industries, including energy, healthcare, and aerospace. These companies provide a steady stream of jobs and help keep the local economy strong....
Better Your Credit Score
When you’re ready to buy a home in Houston, having a good credit score can make all the difference. Your credit score is one of the primary factors that lenders consider when determining your mortgage rate, so it’s essential to make sure that your score is as high as possible. In this article, we’ll explain how credit scores work and offer practical tips for improving your score to get the best mortgage rate possible. Understanding Credit Scores Your credit score is a three-digit number that represents your creditworthiness to lenders. Scores typically range from 300 to 850, with higher scores indicating better creditworthiness. Credit scores are calculated based on factors like your payment history, outstanding debts, length of credit history, and new credit applications. Why...
ARM Mortgage
What is an Adjustable-Rate Mortgage? An adjustable-rate mortgage (ARM) is a type of home loan where the interest rate can change periodically. Unlike fixed-rate mortgages, ARMs have an interest rate that fluctuates depending on market conditions. ARMs typically have a lower initial interest rate than fixed-rate mortgages, which can make them an attractive option for homebuyers. Pros of Adjustable-Rate Mortgages for Houston Homebuyers Lower Initial Interest Rate One of the primary benefits of an ARM is the lower initial interest rate. The lower interest rate can result in a lower monthly mortgage payment, which can make it easier for homebuyers to qualify for a loan. Lower monthly payments In addition to the lower initial interest rate, ARMs can also offer lower monthly payments. This is...